Introducing
carrot
A car loan that rewards you

Carrot is a whole new kind of car loan

With other auto loans you’ll owe the same amount month-after-month as you pay your balance down.
With Carrot make at 12 straight on-time payments, and Carrot will reduce the amount you have to pay every month.
Also earn discounts on service and maintenance so your car stays feeling and running like new.

How Carrot works

Sign Here
Ask for a Carrot loan from your dealer or convert your current loan to Carrot.
After your application and approval, download the Carrot app. Carrot will guide you through our quick and simple setup.
Check in on your progress and upcoming rewards with our fun and easy app.
Carrot keeps you updated so you can stay on pace.

About Carrot

For millions like you, car ownership is a lifeline you depend on to get through everyday routine and occasional ups-n-downs.

Carrot understands that car ownership can have its own ups-n-downs and bad luck that can set you one or two steps back.

Carrot isn’t any ordinary way to pay off your car. Carrot keeps you informed, moving forward, better prepared for bumps and detours on your way to full ownership. And a better life.

Steady wins the race.